Getting pre-qualified for a credit card can make it easier to get approved if you have bad credit or a limited credit history. That said, it's important to note pre-approval doesn't guarantee acceptance. With that in mind, we've listed the best pre-qualified credit cards as well as alternative options and advice.
The best pre-qualified credit cards of 2022
- American Express[1]: Enter your name, address, and the last four digits of your Social Security number to get pre-approved for the top offers from American Express.
- Bank of America[2]: Submit your full name, address, date of birth, and the last four digits of your Social Security number.
- Capital One[3]: Submit your full name, address, date of birth, and the last four digits of your Social Security number.
- Chase[4]: Enter your full name, your address, and the last four digits of your Social Security number to get pre-approved for a card with Chase.
- Citi[5]: Enter your name, your address, the last four digits of your Social Security number, and your preferred card type.
- Discover[6]: Enter your name, the last four digits of your Social Security number, and your preferred card type.
- US Bank[7]: Enter your name, address, the last four digits of your Social Security number, and your preferred card type.
Credit cards for people with bad credit
Most card issuers offer at least one card for people with less-than-perfect credit. By seeing if you pre-qualify, you can get a good idea of what kind of card you should apply for based on your credit history.
Also: The best starter credit cards for no credit[8]
Still, there are many different credit cards geared specifically toward people with bad credit. While some cards for people with bad credit